Finance

AUTO TRADER RETAILER OF THE YEAR WINNER 2022 & 2020 | Award-Winning Family-Run dealership Est 1981 | Specialist in 1 Owner Low mileage Cars

Over the last 40 years, Alex Scott Cars has established an excellent relationship with a number of reputable finance houses, enabling us to offer a varied range of finance packages at competitive rates to suit our customer requirements.

We Can Offer

12-60 Months Agreements

APR Variable 12.9%

Your Old Car As Full Deposit

Please ring for details. Licensed Credit Brokers.
Written details on Request. Subject to Status.

Finance Explained

At Alex Scott Cars, we offer both HP (Hire Purchase) and PCP (Personal Contract Purchase) finance agreements.

What is HP?

Hire Purchase (HP) agreements allow you to spread the total cost of your new vehicle across fixed monthly payments after paying an initial deposit. Once the final payment has been made, you will own the car outright.

There are no mileage restrictions to consider with HP, making this a popular finance option for drivers who don’t want any surprise fees to pay at the end of the contract.

HP is ideal for drivers who eventually want to own their cars.

What is PCP?

Personal Contract Purchase (PCP) agreements can offer you cheaper monthly payments than Hire Purchase because you’re only paying for the car’s depreciation, rather than its total cost. For this reason, you will need to agree on an annual mileage.

Once the final payment has been made, you can either return the car, switch it for a new one and start new monthly payments, or you can pay a final fee to own the vehicle.

PCP is perfect for drivers who want to change their cars regularly without owning them.

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